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Do I have to offer health insurance to my employees

No business has to offer health insurance. However, the Affordable Care Act includes a mandate for certain large employers (with over 50 full time equivalent employees) to either offer qualified and affordable health benefits, or pay a tax penalty.

Small Businesses may offer health insurance plans to their employees through the Marketplace also known as SHOP.

What is SHOP

The SHOP Marketplace offers high-quality plans from private insurance companies.


You have choice and flexibility

Offer your employees one plan, or let them choose from multiple plans

Offer only health coverage, health and dental coverage, or only dental coverage

Choose how much you pay toward your employees’ premiums, and whether to offer coverage to their dependents

Decide how long your employees’ initial enrollment period is, and how long new employees must wait before joining the plan


You can handle everything online — applying, choosing plans, managing your coverage, and paying your premiums — whenever it’s convenient for you.


If you have fewer than 25 employees, you may qualify for a Small Business Health Care Tax Credit worth up to 50% of your premium costs.


For a customized plan for your business contact

June Johnson 920-284-6067 or june.64@live.com

Health insurance can be complicated. Let us make it simple in your time of need.


Health insurance can be complicated and you want to work with someone whom you can trust. As an independent agent working with multiple providers, June is able to make sure you get the right coverage you need at the right price.

Schedule a one on one meeting with June today!

Similing Team
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