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What are Indemnity plans?​

Indemnity plans allow you to direct your own health care and visit almost any doctor or hospital you like. The insurance company then pays a set portion of your total charges. Indemnity plans are also referred to as "fee-for-service" plans. (You can save up to 50% off of Marketplace plans if you do not qualify for a subsidy.)

Types of Indemnity plans?

Fixed-indemnity insurance plans offer a cash benefit payout in case you suffer from specific illnesses. A fixed-indemnity insurance plan is a type of supplemental health plan that gives you a fixed cash benefit payout in case you experience specific illnesses or injuries covered by your policy.


Critical illness cover pays a tax-free lump sum if you're diagnosed with a defined critical illness during the policy term. Provided you keep paying your premiums, you should be covered throughout the term. ... Critical illness cover is often available as a combined policy with term life insurance.

Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury. This includes emergency treatment, hospital stays and medical exams, and other expenses you may face, such as transportation and lodging needs.

Gap Most insurance will only cover a portion of your overall medical expenses. The medical gap plan is designed to help cover your out-of-pocket expenses that can really add up. Supplementing your major medical with medical gap insurance may help you pay for expenses, such as: Deductibles. What is Short Term health insurance (or Term Health Insurance) is medical insurance designed to provide coverage during the gaps between other health care plans.

Disability Insurance is the industry name for a plan that provides for periodic payments of benefits when a disabled insured is unable to work. The insurance product is designed to replace anywhere from 45 to 65% of your gross income on a tax-free basis should illness keep you from earning an income in your occupation. Disability Insurance, often called DI or disability income insurance, or income protection, is a form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for a worker to complete the core functions of their work.

To learn more about how indemnity plans can work for you please contact June Johnson at 920-284-6067 or june.64@live.com

Health insurance can be complicated. Let us make it simple in your time of need.


Health insurance can be complicated and you want to work with someone whom you can trust. As an independent agent working with multiple providers, June is able to make sure you get the right coverage you need at the right price.

Schedule a one on one meeting with June today!

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