Stressed out when choosing your own health insurance coverage? Do you find you picked a plan that doesn’t work for you? Paying too much? Wrong Network? Not enough coverage or too much coverage.

 

I understand completely how that feels and that is one of my client’s biggest frustrations when they first to come to see me. “There are so many choices how do I know that I’m making the right choice for me?” is their biggest fear and question.

 

Do these questions run through your mind when selecting a health plan?

• You’re not sure if or how to verify that your doctor is in network and you’ve been going to that doctor for years and you pick the wrong network. You can’t see that doctor unless you pay out of pocket.

• You can’t take a medication you have been on because it is not part of that insurance formulary. By the way what is a formulary? “This is going to take forever to figure out and how do I know for sure?

• Wait what open enrollment is over and I can’t change my plan until next year? How do I know what counts as income? I didn’t return the documents the Marketplace requested and now my premium is un-affordable or cancelled.

• I received a phone call from a health insurance agent saying that could put me in this really great plan, it’s inexpensive, but they only have a few spots left and once I enroll, they’ll send me the summary of benefits. Great! But now I’m in the hospital and they don’t cover that. I have a pre-existing condition and they don’t cover that either and it’s too late to get a plan that I need and can use.

• I don’t qualify for a subsidy and I never go see the doctor, but I want something in case I do but I can’t afford that premium. “I lost my job what are my options and how long do I have to get a plan.

 

If these are questions you struggle with; here at J.A. Johnson Health Insurance Agency, I take the time to find your needs and match a plan that is best suited for you, your family, and/or your business. I know the networks, the insurance companies, the formularies, and together we’ll find a plan to fit your needs. In addition, I keep track of requested documents and upload them on your behalf so you will have peace of mind.

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Best of all I do not charge for the consultation or the application it is 100% free for my services.

 

Call or schedule your appointment today by clicking the Get Started Today Button, to go over your health insurance needs t make sure your health insurance meets your needs. Most of all you don’t have to stress or spend the time trying to figure out the complicated world of health insurance. You can relax you have the right coverage for you.